It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa....

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Being in a hit and run accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss...

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Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If...

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When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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There are many scenarios that would warrant the need for an umbrella insurance policy. We outline a few of them here. Example #1: Your teenage daughter is babysitting the neighbor kids and leaves the house for a moment...

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Wildfires occur every year and summer season is also known as fire season. Each year millions of acres across the country are scorched by both nature as well as human caused fire. By knowing how to minimize losses,...

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Purchasing a car is a big investment. Some people keep cars for 10+ years, while others trade them in only after a few years of driving. Either way, taking pride in your vehicle and keeping it properly maintained is...

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The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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Many of us celebrate Independence Day by getting together with family and friends or barbecuing hot dogs and hamburgers. Others like to celebrate with fireworks. While fireworks can be exciting and provide great...

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Safety Tips for Beginners to Experienced RidersThe key to staying safe riding your motorcycle is to be prepared and understand how to avoid risks. Motorcyclists are at a higher risk being on the road compared to a...

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Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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Spring is a great season to start looking for good used campers. Whether you’re looking at a dealership or from a person off of Craigslist, it’s important to know how to look for possible damage or wear. Look for these...

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We all know that owning a home is an expensive investment. Unfortunately, you can’t just move in and let it set. Homes require constant maintenance to ensure you don’t get costly damage. We suggest doing a yearly home...

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Owning a dog can be and usually is a joyous union. But, owning a dog comes with responsibilities and unforeseen events. According to the Insurance Information Institute, over $400 million a year is paid out for dog bite...

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A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Everyone loves to save money especially if it’s done with a few easy steps. Electricity bills can add up quickly in your home, but by making a few small changes can lower those bills and save money for other things in...

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Spring season can bring so much joy to garden lovers. Growing your own garden saves money on groceries each week, plus can give you the personal satisfaction of growing your own food. It’s fun when you can involve your...

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It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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Switching your insurance policy can save you hundreds of dollars a year. But, make sure you consider these things before you make the switch. Tip #1: Compare Apples to Apples - You’ve seen the commercials – “average...

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Neighbors are great! You can count on them to keep an eye on your place while you’re away, let out a furry friend or even borrow some last minute ingredients! Shoot, some of your neighbors are probably some of your...

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What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

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When it comes to the insurance world, you can pretty much insure anything. There are companies that insure things for the obvious insurance reasons of liability, but also some that take risks on things like how much...

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When nasty weather hits it can be easy to say, “it won’t affect me, our power never goes out!” But, being prepared in the event that you do lose power will save you a lot of nervousness and more. There are many things...

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Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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It’s important for every driver to know how to drive in winter weather conditions. It can be challenging to drive in these conditions, but with the knowledge of the information below, you'll know how to stay safe on the...

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For most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. That doesn’t mean any of us should be less prepared for such an event should one occur. Preparing a...

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About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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