Why choose an independent insurance agent? In a simple word... Choice!

As an independent insurance agency, we work for YOU as opposed to only one particular insurance company. We will review your current situation with you, address your insurance needs, and tailor your policies accordingly.

At Northern Chesapeake Insurance Services, Inc., we are not limited to fitting your unique situation into the options of only one carrier. We have a multitude of options with many different, highly reputable insurance carriers. Our goal is to provide the best combination of price and coverage.

Having these options not only benefits you as a new customer, but as a renewal customer, too. We have the ability to shop around at renewal time to see ensure the options on your current policy are still providing the coverage you need. As situations change over time, other insurance carriers may be better suited to your needs.

Give us a call, send us an email, or stop by the office today for your quick and convenient insurance comparison. We are LOCAL - owned and operated by Harford County residents - so we are committed to providing the best service to our fellow neighbors in the community. So, if you are not looking to sit behind a computer screen attempting to navigate the complicated insurance landscape on your own, we are here for you!