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Boaters Insurance in Maryland

Boaters Insurance in Maryland

Is Your Boater's Insurance Ready for Summer on the Chesapeake Bay?

The sun is hanging around a little longer each day, the temps are rising, and the water is calling! Summer is right around the corner, and whether you’re cruising, fishing, or just relaxing dockside, there’s no better place to be than out on the water.

But before you launch into a season of sunny adventures, here’s a question: Do you have the right insurance coverage for your boat, dock, and liability needs?

Boating Season Brings More Than Just Smooth Sailing

A day on the water can change in an instant — and we’re not just talking about weather. From collisions and fuel spills to damage from storms or theft, boat ownership comes with risks. The right Boater’s Insurance gives you peace of mind knowing that if something goes wrong, you're covered.

But that’s just part of the picture. What about your dock, your gear, or your personal liability in case someone gets hurt? This is where a strong umbrella policy comes into play, adding a layer of protection that could save you thousands.

Why Northern Chesapeake Insurance?

At Northern Chesapeake Insurance, we know the Bay — and we know how to protect what matters. We're not just plugging in quotes and hoping for the best. We take the time to understand your setup — whether you’re moored in Havre de Grace, heading out of Rock Hall, or spending weekends on the Bird River.

We help you:

  • Protect your boat and trailer
  • Insure your dock or pier
  • Add personal liability coverage with an umbrella policy
  • Bundle policies for home, auto, and marine for potential savings
  • Find the best coverage at a price that works for you

Let’s Get Your Coverage Aligned

We work with top insurance carriers to make sure you’re getting the right policy — not just a policy. And because we’re a local independent agency, we can tailor your insurance package to fit your lifestyle on and off the water.

Before the first cannonball or cast of the season, let’s make sure your coverage is as ready as your cooler.

Give us a call or stop by — we're happy to walk you through your options and help you sail into summer with confidence.